roth ira contributions

As a financial planner I’m always telling clients they need to diversify. If you didn’t understand the danger of having all of your eggs in one basket before, the volatility we’ve experienced in the market should have you convinced by now. Well taxes are a lot like investments when it comes to the need to diversify. Tax laws change just like the stock market does, so depending on one tax strategy is similar to investing in just one stock.


It’s hard to believe it’s almost the end of 2010.  It seems like we just celebrated the 4th of July and here we are going into the Christmas season.  While shopping and spending time with family are probably at the top of your to-do list for the next month, you should make time for some [...]


A Roth IRA is an individual retirement account that is not taxed assuming you meet certain criteria.  IRAs were created in 1974 to allow taxpayers who didn’t have access to a retirement plan through work to save towards their retirement in a tax advantaged way.  Many changes to IRAs have occurred throughout the years, including [...]