Roth IRA Contribution Limits: 2011 Income and Contribution Limits

September 20, 2011

Given the current weakness of the economy, many people have failed to save an adequate amount for their retirement this year. However, there is still plenty of time to contribute to your Roth IRA in 2011. In fact, savers have until April 17, 2012 to contribute to their Roth IRA for the 2011 tax year. [...]

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Using a Roth IRA as Your Emergency Fund

February 16, 2011

Should You Use a Roth IRA as Your Emergency Fund? The original purpose for Roth IRAs was to save for retirement.  They are individual retirement accounts after all.  However, the flexibility of Roth IRAs has opened them up to a whole world of possibilities that don’t exist with other retirement accounts. Flexible Rules Allow You To Use [...]

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Roth IRA Withdrawal Rules: The Basics

February 12, 2011

Understanding Roth IRA Withdrawal Rules Roth IRAs are very flexible investment vehicles that offer tremendous tax benefits as well, making them a popular choice for people saving for retirement. If you’re not familiar with a Roth IRA, basically they are individual retirement accounts that allow you to save for retirement outside of an employer sponsored [...]

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