Roth IRA Withdrawals

Using a Roth IRA as Your Emergency Fund

by kristine on February 16, 2011

Should You Use a Roth IRA as Your Emergency Fund? The original purpose for Roth IRAs was to save for retirement.  They are individual retirement accounts after all.  However, the flexibility of Roth IRAs has opened them up to a whole world of possibilities that don’t exist with other retirement accounts. Flexible Rules Allow You To Use [...]

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Roth IRA Withdrawal Rules: The Basics

by kristine on February 12, 2011

Understanding Roth IRA Withdrawal Rules Roth IRAs are very flexible investment vehicles that offer tremendous tax benefits as well, making them a popular choice for people saving for retirement. If you’re not familiar with a Roth IRA, basically they are individual retirement accounts that allow you to save for retirement outside of an employer sponsored [...]

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When are Roth IRA Withdrawals Not Tax-Free?

by kristine on February 12, 2011

The great thing about Roth IRAs is that you can take withdrawals tax-free, as long as they are qualified.  But what makes a withdrawal qualified?  And while some withdrawals are tax-free, others are subject to income tax, and yet others are subject to penalties. How do you know when you’re taking a tax-free withdrawal vs. [...]

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